Eligibility

• The loan is applicable for Malaysian Diploma and Degree students only (except Double Degree programs).
• Must have sat for Sijil Pelajaran Malaysian (SPM) examination and obtain Credit for BM.
• You must have at least 1 year (2 semesters) of study left upon application

Before applying, YOU MUST:

1. Download the MyPTPTN App
2. Open an SSPN Account on the MyPTPTN App
3. Open a CIMB account – for loan disbursement by semester and must be under applicant name

Once your PTPTN Application is approved:

Please download 2 sets of the PTPTN Agreement document and submit directly to PTPTN.
Please refer to the PTPTN Agreement Guidelines here: https://www.ptptn.gov.my/myptptn for further info.

Application

Application for PTPTN is now via their app MYPTPTN. You may visit: https://www.ptptn.gov.my/myptptn for further info.

Application Period

Kindly log into your PTPTN account to check the approval and download the agreement forms.

Once your PTPTN Application is approved:
Please refer to the PTPTN Agreement Guidelines here: https://www.ptptn.gov.my/myptptn for further info.

No. PTPTN only provides education loans to students pursuing studies at the Master’s/Doctor of Philosophy (PhD) levels in Professional Courses at public universities.

Submissions of offer documents must be made at the respective IPT or any nearby PTPTN branch office within 14 days from the approval date.

The conditions for applying a second loan are as follows:

• Continuing studies at a higher level than the previous loans only; and
• For students who continue their studies at the same level or lower thanthe previous loan is only considered after the student has settled the total amount of the previous debt (including any costs determined by PTPTN)

The loan will be credited within 21 working days from the date upon receiving a complete set of documents.

The total loan amount received in every semester has been deducted for Takaful protection and Loan Advanced Payment/Wang Pendahuluan Pinjaman (WPP) (if WPP has been redeemed).

The loan disbursement to students ffor the following semester is based on the following conditions:

• Currently studying actively on every approved level, courses and IPT;
• Passing thhe previous semester’s exams with a Grade Point Average (GPA) of 2.0 or above

No. Loan repayments are based on the total amount received including interest applied.

No. The education loan disbursement will only be issued until you graduate, either earlier or according to the usual study period. The loan repayment is based on the total loan received, including interest applied.

No. The education loan disbursement will be credited directly only to the student’s personal account.

Borrowers need to fill in a Borang Pembatalan Pinjaman, which can be obtained from the Student Affairs Department (HEP)/ PTPTN Counter/ PTPTN official Portal, as well as an official letter requesting the cancellation of the education loan. For borrowers whi receive other scholarships, please include a copy of the offer letter from the relevant sponsor.

Yes, if the borrower has fully repaid a previous loan at the same educational level. However, a second loan for a higher level of education may also be considered if the previous loan has not been gully repaid.